David and I were at the EPF office in Jalan Gasing earlier today to submit our forms to apply for withdrawal (from Account 2) to help us out with our new home purchase. We weren’t sure if it’s because of the long weekend, but there wasn’t much people waiting in line, and we basically zipped in and out of the EPF office in under 30 minutes! Mind you, the officer was processing 2 sets of applications! And parking was like 50 sen. Value neh….

So, if you’re looking at withdrawing moolah from your Account 2 to help you pay the 10% downpayment for your new home, you’ll need to submit the form 9C (AHL) which can be downloaded from the EPF website for free. You’ll need to follow the instructions there on how to complete the form, as well as what supporting documents you need to bring with you when submitting the form. Warning: Form is in good ol’ Malay.

You need to have the following documents in hand before you complete the form and submit the application to withdraw:

• Original and a copy of your IC front and back, on the same page
• Original and a copy of Savings account passbook or statement of personal current account from EPF approved panel of banks (account must be active)
• Original and a copy of the S&P agreement
• Original and a copy of the bank loan offer letter
• Original and a copy of proof of relationship (it seems this isn’t really required cos the officer told us we don’t need to show her the marriage cert)

If your purchase and loan is a joint-name, remember to make 2 sets of everything as you have to submit 2 separate forms per individual!

After that, get your bum bum to EPF office, take a number, wait your turn, let officer process your forms, check your identity, take thumbprints both left and right, and voila! Done in under 30 minutes. We were told we’ll get our money within 2 weeks, so let’s see how efficient our dear EPF really is.